Benefits and Discounts in Civil Service

Civil Service

Civil Service in the United Kingdom only includes Crown employees˳ Employees in parliamentary field, teachers and National Health Service employees are not considered as Civil servants˳ County or city employees are also not regarded as civil servants˳

Civil servants are mainly employed by Governmental organizations on the basis of professional merit conducted through competitive examinations˳

Benefits and Discounts offered for Civil Servants

Loads of benefits are on offer for all civil servants who have served their respective organizations˳ Salaries are almost at par with industrial standards, apart from that, various other benefits and incentives such as child-care vouchers, flexi-time working, pension scheme benefits, are also available˳

Let’s see a few benefits in brief˳

Civil Service Benevolent fund (CSBF)

• The CSBF team provides help to civil servants by giving proper advice and financial assistance in regard to investments, increasing savings level etc˳
  
• This kind of assistance is not only for the employees, but even for the dependants and family members of the employees˳
• Special assistance regarding debt management, housing mortgage loans etc˳ can also be availed˳

Civil Service Healthcare

• CS Healthcare provides low budget health insurance scheme which is applicable for the employees those who have worked, are working in any of the Civil Service organizations˳
• Any surplus funds are re-invested into the society which helps in keeping the insurance premiums at the lowest rate possible˳
• Your Choice health plan allows employees to choose different schemes that suit them the best by hand-picking the services they want to avail˳
• Various services ranging from Heart Diagnostics, Cancer Expertise, In-patient ward, Out-patient ward, Dental care, and special department for women etc˳ can be customized into your plan˳
• Other benefits such as
• Access to over 300 hospitals
• Free advice from doctors in their respective areas of expertise˳
• Quick settlement of any issue that may arise during the course of treatment˳

Civil Service Insurance Society (CSIS)

• CSIS provides insurance for homes and cars at very specially negotiated prices especially for civil servants who are working, retired and their partners˳
• There are no admin fees, hidden or any extra charges˳
• Pay through Direct Debit for car and home insurance without any extra cost, on a monthly basis˳
• Online application for car insurance can avail you an extra 10% discount˳
• Avail specialized services from qualified professionals˳
• Specialized ID theft assistance helpline for home loan insurance for free˳

CSSC Sports & Leisure

• Membership to CSSC Sport & leisure costs about £ 3 a month, for which there is a huge range of sport and leisure activities that are on the list to choose from˳
• Be it Athletics, Track and Field, Indoor games, outdoor games or Gym˳ All of these facilities can be availed by becoming a member˳
• CSSC Games event is held twice every year which goes on for a span of 2 days˳ This event draws thousands of competitors throughout the UK who exhibit their talent in their respective sport˳
• This is exclusively for the benefit of employees who are working or have worked for any civil service organization in the UK˳
• The CSSC Sports & leisure department also has a team that deploys health and fitness centre right in the working area˳ Specialized team draws a blueprint of the fitness centre and helps in tackling the difficulties that may arise while building the fitness centre˳

Pension Schemes

There are various Pension Schemes for employees that belong to different work group˳ They may be classified into

• Classic
• Classic Plus
• Nuvos
• Partnership
• Premium

All the above schemes have different benefits according to their levels, department and categories that the employees fall into˳

Each scheme issues an Annual Benefit Statement that allows you to have a clear view regarding the amount of pension that you have received and also gives you a picture of what is in the pipeline in the near future˳

Civil Service Pensions Injury Benefits Scheme (CSPIBS)

• CSPIBS scheme provides benefits to employees who have sustained injuries (Physical/Mental) and are incapable of earning or their earning capacity is reduced due to the injury sustained while on duty˳
• Stringent measures are taken to test whether the injury sustained is serious and it actually disables the employee from earning, only then the benefits are awarded to the employee˳

Death Benefits

• In case the employee dies while in service, Death benefit becomes valid (no minimum period of qualifying service is required)˳
• Any former member who dies after retiring with a pension or annual compensation schemes is also a valid beneficiary˳
• Death Benefit is paid to the
• Nominee – who the employee might have nominated while he was alive in case of valid nomination˳
• Personal Representative – who holds ‘Grant of Probate’ or ‘Will’ or produces the Letter of Administration if the member dies intestate˳

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