Many female workers often wonder if they can retire early due to health issues like vertigo. Ms. Nga, born in 1977 and working in telecommunications, is concerned about her health and wants to know if she can retire before reaching retirement age. In this article, we will explore the conditions for early retirement and examine Ms. Nga’s case.
Introduction
Vertigo is a common condition that many people experience, especially those working in stressful environments or sitting for long periods. With this condition, Ms. Nga hopes to retire early to focus on her health. However, to retire early, employees must meet certain conditions as stipulated by current laws.
Main Content
1. Retirement Age According to Regulations
According to the Social Insurance Law and the Labor Code of 2019, the retirement age for female workers is as follows:
- As of January 1, 2021, the normal retirement age is 55 years and 4 months.
- Every year thereafter, it increases by 4 months, reaching 60 years by 2035.
In 2025, the retirement age for female workers is 56 years and 8 months. Therefore, without any special conditions, Ms. Nga will retire in October 2037 when she turns 60.
2. Conditions for Early Retirement
Here are the conditions for female workers to retire early:
a. Early Retirement by 5 Years
Employees can retire 5 years earlier than the normal retirement age if:
- They have contributed to social insurance for 20 years and fall into one of the following four categories:
- Have worked in heavy, hazardous, or dangerous jobs for 15 years or more as listed by the Ministry of Labor, Invalids, and Social Affairs.
- Have worked in economically disadvantaged areas for 15 years or more.
- Have a combined total of 15 years working in heavy, hazardous, or dangerous jobs and in economically disadvantaged areas.
- Have a labor disability rating of 61% or higher.
In this scenario, if Ms. Nga qualifies under one of these categories, she could retire in June 2031 when she reaches 53 years and 8 months.
b. Early Retirement by 10 Years
Employees can retire 10 years earlier than the normal retirement age if:
- They have contributed to social insurance for 20 years and fall into one of the following two categories:
- Have worked in coal mining underground for 15 years or more.
- Have a labor disability rating of 81% or higher.
Additionally, if a female worker has a labor disability rating of 61% or higher and has worked in particularly heavy, hazardous, or dangerous jobs for 15 years or more, they may also be eligible for early retirement.
3. Other Special Cases
Apart from the above conditions, employees can retire early if:
- They are infected with HIV/AIDS due to occupational accidents.
- They have a labor disability rating of 61% or higher and have worked in particularly heavy, hazardous, or dangerous jobs for 15 years or more.
Conclusion
In summary, Ms. Nga, born in 1977 and working in telecommunications, can retire early if she meets any of the special conditions outlined by law. However, she needs to provide relevant documentation to confirm her health status and work history. To ensure her rights, she should contact the social insurance agency for specific advice.
If Ms. Nga suffers from severe vertigo and meets the early retirement criteria, she can apply for early retirement from June 2031, when she turns 53 years and 8 months. This step is crucial for ensuring both her health and financial stability during retirement.
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