Social Insurance is a crucial policy ensuring social security in Vietnam. Recently, a draft decree detailing and implementing certain provisions of the Social Insurance Law regarding mandatory social insurance for military personnel, police officers, and key workers has been proposed for public comment. What are the retirement conditions for these groups after contributing to social insurance for at least 15 or 20 years?
Target Groups for the Policy
The draft decree applies to specific groups, including:
- Officers and professional soldiers in the People’s Army.
- Officers, non-commissioned officers, and technical staff in the People’s Public Security.
- Key workers receiving salaries equivalent to military personnel.
- Non-commissioned officers, soldiers in the army; conscripted police officers; students at military, police, and key worker academies receiving stipends.
Additionally, employees within the above categories who are on duty abroad and still receiving salaries or rank allowances also qualify for social insurance benefits as per regulations.
Illustration: Target groups for social insurance.
Retirement Conditions After Contributing for 15 Years
According to the draft, eligible employees will be able to retire and receive pension benefits if they meet the following conditions:
- Social Insurance Contribution Period: At least 15 years.
- Retirement Age: Lower by up to 5 years than the maximum age specified in Article 169 of the Labor Code. The reduction will be phased in over time.
Specifically, individuals working in hazardous, dangerous, or particularly hazardous and dangerous occupations listed by the Minister of Labor, Invalids, and Social Affairs, or those working in economically and socially challenging areas (including regions with a location coefficient of 0.7 or higher before January 1, 2021), will be eligible for early retirement.
Furthermore, service time in Battle Zones B, C (before April 30, 1975) and Zone K (before August 31, 1989) will be counted towards the 0.7 location coefficient for pension eligibility assessment.
Phased adjustment of retirement age over different stages.
Notably, individuals infected with HIV/AIDS due to occupational risks while on duty will not be restricted by age when applying for pension benefits.
Cases After Contributing for 20 Years or More
For those who have contributed to social insurance for 20 years or more, the draft specifies clearer retirement conditions:
- Military Personnel: Men with 25 years or more of service in the military, women with 20 years or more, provided they are no longer needed or cannot transfer to another position.
- Police Officers: Men with 25 years or more of service in the police force, women with 20 years or more, provided they are no longer needed or voluntarily request retirement.
- Key Workers: Men with 25 years or more of service in key organizations, women with 20 years or more, provided they are no longer needed or cannot transfer to another position.
These cases must also meet the requirement of having contributed to social insurance for the required period and be deemed unsuitable for continued service.
Conclusion
The social insurance policy for military personnel, police officers, and key workers is a significant step toward ensuring social security for these special groups. Understanding the retirement conditions and related regulations will help employees plan their personal finances more effectively.
For more detailed information, readers can refer to relevant legal documents or contact the local social insurance agency directly.
References:
[1] https://dantri.com.vn/an-sinh/dong-bhxh-15-nam-dieu-kien-nghi-huu-cua-si-quan-quan-doi-cong-an-ra-sao-20250116170224403.htm
