Depending on our mood and other factors, we either love or hate our jobs˳ Some days are arguably better than others, but nobody wants to deal with the possibility of getting injured while at work˳ Whether you work construction, or as a waiter in a restaurant, or even in an office, there is always the potential for an accident that could land you in the emergency room˳ Should something unfortunate happen while you are on the clock, it is important to know whether or not you qualify for Workers’ Compensation˳
Worker’s Comp is a program designed to assist injured workers with financial compensation˳ Money awarded from a claim is used to pay anything from medical expenses to replacement of wages, contingent on the injured employee’s agreement not to sue the workplace for negligence˳ In the United States this program is governed by the states, so laws and regulations may differ˳ Regardless, it is important to find out the following with regards to Workers’ Comp and your company:
1) Does your employer pay into the Workers’ Comp program? Workers’ Comp works like insurance – your company or employer pays into the programs, and in the event of an accident at work an eligible employee can file a claim˳ If your place of employment is not paying into the compensation program, you will not be able to file˳
2) Are you a legal employee of the company? Let’s say your place of work is enrolled in Workers’ Comp, and you are injured on the job˳ If you are a paid employee of the company, and not a freelancer or regular-salaried worker (i˳e˳ a temp), you may be eligible for benefits˳
3) Did you get injured on the job? In order to qualify for benefits, the injury you suffered must be work-related, while you were working˳ Whether you cut yourself on some machinery, or fell while carrying a heavy object, if it’s documented that you got hurt at work you may qualify for compensation˳
If you are not certain if you can get Workers’ Comp, it is best to consult with an attorney who specializes in personal injury and employment issues˳ There you will receive the guidance you need to meet with your employer and figure out the next steps so you are not left to cover any bills you cannot afford, especially if you are unable to work while you recover˳
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