Ask any business owner and he or she will tell you that insurance is not just about commercial general, professional, and employee liability or property coverage˳ Generally, it is legally mandatory for a business to acquire workers compensation coverage so that employees will be able to claim benefits in the event they incur a work related injury˳
So, it’s a fact – workers comp is an important factor in any company’s insurance portfolio˳
The problem lies when a worker files a fraudulent claim˳ And, unfortunately, it happens fairly often˳ But contrary to what many believe, workers comp fraud does not just impact businesses and bosses, and the employees that go about life in a totally honest manner, it also affects the faker˳ File a fake workers comp claim and you risk losing your job, spending time behind bars, and paying expensive fines˳ Trust those in the industry: crime – as it relates to workers comp – surely does not pay!
Below you will find some examples of employees that thought they could earn some bucks while fooling the system˳ In the long run, the hoax turned on them˳
Fake Workers Comp Claim – True Scenarios
1˳ Marc was employed as a gardener˳ One day, he slipped and fell on the job˳ Complaining about associated pain that rendered him unable to work any longer, Marc submitted a workers comp claim˳ The process went rather smooth and it did not take long for Marc to begin receiving his disability benefits˳ Unbeknownst to Marc, however, the insurance company was after his tracks˳ After viewing surveillance video showing Marc actively doing gardening work for two other properties, Marc was called to task˳ Not only would the disability checks be curtailed, but he was sentenced to four months of jail time and ordered to pay over $39,000 in fines˳
2˳ Jack complained about injuries he incurred at work˳ He said the resulting back pains made it impossible to continue his employment˳ Jack told the attending doctor that he had not experienced any pains prior to his work injuries˳ It didn’t take long for the insurance to offer proof that Jack was lying about his inability to work˳ The surveillance camera caught him working as a landscaper in the family business following the claim he made, resulting in a 3-year prison term and a $14,500 fine˳
3˳ Sarah filed a workers comp claim after she received injuries to her back and leg while walking up a slope at the business’s outdoor facilities˳ When filing, Sarah failed to reckon with the ability of the insurance company’s investigation department˳ The department’s thorough work uncovered the true nature of the injuries: the injuries had been incurred before the date given on the claim and so were the discussions fellow employees had with her about them˳ Sarah was given 120 days jail time, plus 5 years of probation, plus a fine of $28,000!
Source by https://ezinearticles˳com/?Why-Workers-Comp-Fraud-Doesnt-Pay&id=9817605